Valentine Financial Services

UK Business to Business Finance Solutions

Providing truly independent advice for all
your business funding requirements...
We are a Credit Broker and NOT a lender. We are registered as such
on the FCA Register website which is https://register.fca.org.uk/s/

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Our Approach to Market

Case Studies
 
Case Studies
Case Studies
Case Studies


See how VFS has helped these
businesses build, grow and invest
Hundreds of satisfied clients over all sectors of industry, here are just a few of them...

Finance Restructuring

VFS worked closely with Hucknall Sheet Metal Engineering's Company Directors and Accountants to provide a comprehensive review of their banking and finance facilities to help grow their already extensive manufacturing facility. They also secured the support of the East Midlands Development Agency for a significant grant to the project... read more...


Commercial Mortgages and Asset Finance

This well established business came to VFS with a growing order book and a desire to grow their business accordingly. After fully discussing their options, VFS secured funding facilities at competitive rates to enable them to relocate to larger premises and invest in additional machinery... read more...


IT Leasing and Vendor Partnership

VFS have successful vendor partnerships through creating technology leasing arrangements that continually add value and opportunity to vendor sales programmes. They look to assist businesses achieve their goals through progressive and cost effective financing that is designed to evolve with the client's... read more...


Equipment Finance

Our client, an engineering company in the Midlands wanted to expand their business by taking on new contracts but required additional equipment to service the new contracts. In total the finance package required was £180,000. Their bank had already refused the extra funding due to a previous history of overdraft problems... read more...


Cash Flow Finance

The client, a manufacturing company, had an annual turnover of £4 Million but had suffered from having amounts disallowed because of a heavy reliance on one customer at certain times of the year. The client had needed to take corrective action to keep the bank from recalling the existing borrowings... read more...


Case Study - Cash Flow Finance

The client, a manufacturing company, had an annual turnover of £4 Million but had suffered from having amounts disallowed because of a heavy reliance on one customer at certain times of the year. The client had needed to take corrective action to keep the bank from recalling the existing borrowings during this reliance period and also was struggling to obtain funds to expand the business for a specific contract it was aiming for. The business had also written off two substantial bad debts. This had resulted in a financial loss for the company for the first time in its history.

VFS appraised the existing assets of the business and provided a substantial uplift in the company’s cash availability. By introducing a confidential invoice discounting package combined with a Sale and Hire purchase back facility, the bank overdraft of £100,000 and a term loan of £75,000 (secured against the business premises) were fully repaid. The client also had a further £150,000 of available funds created which was used to upgrade existing manufacturing equipment and invest in a sales and marketing programme to capture new clients. By using these financial products combined the company had facilities that would expand with their future growth and was not “repayable on demand” as with their previous overdraft.

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  VFS has placed hundreds of deals across all sectors of industry. To see how your business could benefit from our commercial finance services, contact us today.

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