Valentine Financial Services

UK Business to Business Finance Solutions

Providing truly independent advice for all
your business funding requirements...
We are a Credit Broker and NOT a lender. We are registered as such
on the FCA Register website which is

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Finance Solutions

Equipment Finance

Vehicle Finance

Commercial Mortgages

Business Finance
Equipment Finance
Equipment Finance
Equipment Finance

Cash, Hire Purchase or Lease

Which is the right choice?

Does your business find?

It needs to invest now, but hasn't got the funds available.

It wants greater tax efficiency to maximise cash flow.

It must keep up with changes in technology enabling it to respond to market or competitive pressures.

Money is being channelled from one part of the business to another, making financial planning a challenge.
Learm more about Leasing

Complete and submit an

Outline Proposal and an

adviser will contact you.

Invest in a specific piece of equipment now.

Cover annual expenditure to invest and grow as it needs.

Ensure funds are always available to ensure increased investment agility.

Release money back into the company from assets you have already invested in.

Finance can typically be used to purchase equipment such as: commercial vehicles, fork lift trucks, manufacturing and construction plant and machinery, production and ancillary equipment, IT and technology equipment etc.

VFS have access to a wide panel of lending institutions, including banks, finance houses, merchant banks and prime lenders. We can offer a full range of flexible and structured funding solutions, generally matching risk to rate.

Types of equipment finance agreements:

 Hire Purchase
 Finance Lease
 Operating lease (Hire Purchase)

Finance Lease is where the equipment is hired for the duration of the agreement with each rental attracting VAT. This rental payment is allowable against taxable profits.

Any equity belongs to the hirer and can be written into a balance sheet. As this has low initial outlay and can be tax efficient for companies.

Equipment finance is a great way to help grow your business without a significant day one investment. It can also bring many tax advantages. If you would like an Outline Proposal on finance for equipment you wish to buy, fill out an Equipment Finance Quote, or to find out more Contact Us today.

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VFS is proud to be a full member of the NACFB

t: 01543 251 689 m: 07880 887 388
Authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 706606.

We work with a panel of lenders who may pay us a commission. This amount varies between lenders
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